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Quick Fix & Flip Estimate

Net Profit
Profit Margin
Cash-on-Cash ROI
Max Allowable Offer

This is just the quick estimate.

The full FlipIQ analyzer adds carrying costs, loan interest, a line-by-line rehab breakdown, deal score, and a lender-ready PDF — all free.

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What Is a Fix and Flip Calculator?

A fix and flip calculator helps real estate investors quickly estimate whether a deal is worth pursuing. You enter the key numbers — purchase price, rehab costs, after repair value (ARV), and hold time — and it tells you your projected profit, return on investment, and whether you're paying too much.

Experienced flippers never buy on gut instinct. Every deal gets run through the numbers before an offer goes in. A fix and flip calculator is how you do that in under 60 seconds.

How to Calculate Fix and Flip Profit

The basic fix and flip profit formula is:

Net Profit = ARV − Purchase Price − Rehab − Closing Costs (buy + sell) − Carrying Costs

In practice, most investors use the following cost estimates:

Closing Costs (buy) ≈ 2.5% of purchase price
Closing Costs (sell) ≈ 8% of ARV (agent fees + transfer taxes)
Carrying Costs = (Loan interest + taxes + insurance) × months held

What Is ARV?

ARV — After Repair Value — is what the property will be worth after all renovations are complete. It's the most important number in any flip. Your ARV should be based on recent comparable sales (comps) of similar renovated properties within a half-mile radius. Overestimating ARV is the #1 reason flips lose money.

What Should My Profit Margin Be?

Most experienced flippers target a minimum 15–20% profit margin on ARV. A deal with a 10% margin technically works, but leaves very little room for cost overruns — and rehab projects almost always run over. Deals at 20%+ margin are considered strong; anything below 10% is generally a pass.

The 70% Rule Explained

The 70% rule is the most common quick-filter formula in house flipping:

Max Allowable Offer (MAO) = (ARV × 0.70) − Rehab Costs

If you're buying at or below this number, you generally have enough margin to cover all costs and turn a profit. It's a rule of thumb, not gospel — costs vary by market — but it's a solid starting point for filtering deals fast.

Want to go deeper on the 70% rule? See our dedicated 70% rule calculator.

Fix and Flip vs. Other Exit Strategies

A flip isn't always the best exit. Depending on the market and the property, holding as a rental or executing a BRRRR strategy might generate better long-term returns. FlipIQ's full analyzer compares all three exit strategies side by side so you can pick the one that works best for each deal.

Frequently Asked Questions

How accurate is a fix and flip calculator?
A calculator is only as accurate as the numbers you put in. Your ARV estimate and rehab budget are the two biggest variables. Use conservative estimates — assume 10–15% rehab overrun and a slightly lower ARV than your best comp supports.
What is a good ROI for a fix and flip?
Most investors target 20–30% cash-on-cash ROI or better. Annualized, a 6-month flip returning 20% = ~40% annualized — strong by any investment standard. Anything below 15% ROI on a flip is generally considered marginal given the risk.
What costs does a fix and flip calculator include?
A thorough flip calculator includes: purchase price, rehab budget, buying closing costs (~2.5%), selling costs (~8%), loan interest, property taxes, insurance, and any HOA fees. FlipIQ's full analyzer includes all of these, plus a line-item rehab estimator.
Can I use this calculator for hard money loans?
Yes. In the full FlipIQ analyzer, you can enter your loan amount and interest rate to model exactly how hard money financing affects your profit. Most hard money loans run 10–14% annually, which significantly impacts deals on tight margins.
Is FlipIQ free?
FlipIQ offers 5 free deal analyses per month. Pro is $29/month and includes unlimited analyses, PDF lender reports, ARV comp calculator, sensitivity analysis, deal pipeline tracking, and priority support.

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